We have an Affinity for great rates


5-year Straight Rate
insured mortgage

Book an Appointment
Or call to talk to an advisor 1.866.863.6237

*Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate displayed. Rates subject to change without notice. Applicable to Credit Union lending criteria. Some conditions apply.

Why make the move?

Save up to $1,750**
on switching fees

We'll cover up to $1,750** in eligible switching fees. This includes discharges, land titles, legal and more.

Get Started

We've got a mortgage for you

Buying your
first home

Buying your first home is an exciting milestone, but it can also feel a little overwhelming. Our Affinity Advisors are always here to take any stress out of first-time home buying through expert advice and ongoing support.  

Follow these simple steps to home ownership and take a deep breath. We’ve got your back!

Renewing Your

Renewal time offers you the chance to take a good hard look at what’s working for you and what isn’t. Renewing is easy, but if you’re ready to make some changes - we can help.

Take a look at all the ways that an Affinity mortgage could work for you and your future goals.

or Upgrade

So you’ve outgrown your home. Do you want to renovate the home you’re in or seek out something entirely new?

If you’re going big with your renovations, AffinityEQ may be your best option. Loans and lines of credit can also be great ways to access the money you need.

Ready for a new address? Use our mortgage calculator to see how an Affinity mortgage could work for you.

Choose what suits you

Straight Rate

Best feature
Our lowest rate
  • 1 extra payment allowed per year
  • 1 to 5 year fixed closed term
  • 130 day rate guarantee


Best feature
Ultimate flexibility
  • Make extra payments without penalty (conditions apply)
  • 6 months and 1 to 7 years fixed close term options
  • 130 day rate guarantee

Variable Rate

Best feature
Rate follows prime
lending rate
  • 1 extra payment allowed per year
  • 3 year closed term option
  • 130 day rate guarantee

Home Equity Options


Best feature
Borrow with your
home equity
  • Extra prepayment privileges (conditions apply)
  • Includes vacation homes and bare land
  • 6 months and 1 to 7 years renewal terms

Home Equity Line of Credit (HELOC)

Best feature
Revolving, low-cost
  • Prepay without penalty
  • Includes vacation homes
  • 130 day rate guarantee

Introducing the FHSA

The new Tax-Free First Home Savings Account (FHSA) helps first-time home buyers save for a down payment.

FHSA - An affinity for
tax-free down payments

Book an Appointment

Or call to talk to an advisor 1.866.863.6237.
*Terms and conditions apply

Tax free & ready to grow

Those eligible will be able to contribute up to $40,000 (maximum of $8,000 per year) into their FHSA.

All contributions are tax-deductible, grow tax sheltered, and there’s no tax implications when you make a qualifying withdrawal. Learn more here.

We're here to help

Whether you’re looking for a condo, townhouse, two-story or acreage - an FHSA account with Affinity can help you save towards the first place you call home.

Learn more

An Affinity for Saskatchewan

Just a few reasons why getting a mortgage with Affinity Credit Union is even better than you thought

Trusted Expertise

Get better service and support from engaged, expert advisors who put your best interest first.

Holistic Approach

A mortgage is only part of the equation. We’ll help you plan for the big picture.

Keep it Local

As a member-owned credit union, your money stays close to home, being reinvested in your community